Saving Plans

saving Plans



HDFC Life Sampoorn Samridhi Plus101N102V05

Sampoorn Samridhi Plus is a Non-Linked, Participating Life insurance plan with two key elements of Savings and Protection.

Key Features

Minimum Premium:Rs 12000/- Year and Rs 1000/- month with No limit on upper amount
Term for premium payment: Policy Term less 5 years
Policy Term: Minimum 15 years to maximum 40 years
Age at entry: Min 30 days till Maximum 60 Years
Age at Maturity: 18 years to Maximum 75 years

Key Benefits

Under endowment with whole life plan - Flexibility to opt for life cover upto the age of 100 years
Policy value increases as Guaranteed Additions and bonuses are announced
Maturity benefit includes Sum Assured, Guaranteed Additions, Reversionary bonus and Interim Bonus (as declared)

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HDFC Life Super Income Plan101N098V05

HDFC Life Super Income is a non-Linked, participating Money Back Life insurance plan. It offers guaranteed income for a period of 8 to 15 years. It also offers an opportunity to participate in the profits of participating fund of the company by way of bonuses.

Key Features

Single Pay or Annual Min Premium: Min. 24,000/-.
No limit on max. premium amount.
Limited Premium Payment: 8 Options available.
Single premium Payment option.
Term: 15 years to 27 years.
Minimum Age at entry -
Min 30 days (for policy term greater than or equal to 18 years).
Min 18 years minus Policy Term (for policy term less than 18 years).
Age at Maturity: Min 18 years to max 75 years.

Key benefits

Annual Survival benefits 8% to 12.5% of Sum assured.
Simple Reversionary Bonus (expressed as percentage of the Sum Assured on Maturity) declared every year.
Terminal Bonus may be paid provided all due premiums are paid.
Death Benefit - Sum Assured on Death + Accrued Reversionary Bonus (if declared) + Interim Bonus (if any) + Terminal Bonus (if declared).
The policyholder has an option to receive the future payouts monthly instead of yearly.

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