Pension Plans


Pension Plans




HDFC Life Guaranteed Pension Plan101N092V07

A non-linked non-participating pension plan offering 'Guaranteed Additions' of 3% of sum assured on vesting that get accrued for each completed policy year. Inbuilt is `Guaranteed death benefit` equal to total premiums paid to date accumulated at 6% per annum.

Education Planning, Flexible payout options, Guaranteed additions, Premium Waiver benefit

Key Features

Minimum Premium: Rs 24000/ Year and Rs 2000/ month
No limit on maximum Premium
Term for Regular premium payment: Min 5 years, Max 12 years
Policy Term: Minimum 8 years to maximum 30 years
Age at entry: Min 35 years till Maximum 70 Years
Age at Vesting: Min 55 and Maximum 80 years

Key benefits

Receive Guaranteed Returns and regular income upon vesting
Multiple premium paying terms

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HDFC Life Personal Pension Plus101N091V04

A Non-linked Participating Pension plan with assured benefit equals to 101% of total premiums paid to date on death or at vesting.

Education Planning; Flexible payout options, Guaranteed additions, Premium Waiver benefit

Key Features

Minimum Premium: Rs 24000/ Year and Rs 2000/ month
No limit on maximum Premium
Term for Regular premium payment: Equal to policy term
Policy Term: Minimum 10 years to maximum 40 years
Age at entry: Min 18 years till Maximum 65 Years
Age at Vesting: Min 55 and Maximum 75 years

Key benefits

Guaranteed Returns
Accumulation of reversionary, Interim and terminal bonuses (if declared) in the maturity value.

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